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Successful Projects, Vibrant Communities 

      Real Estate Development & Financial Consulting     

Mosaic Urban Development, LLC (Mosaic) is a real estate development and financial consulting firm based in the San Francisco Bay Area. Founded in 2006, Mosaic specializes in the areas of financial consulting, real estate development consulting, and portfolio and master planning.  

Affordable Housing & Mixed Use Development

Mosaic provides project management and strategic planning services to owners and developers in the San Francisco Bay Area.  We bring a depth of experience in an array of areas in order to deliver successful affordable housing, mixed use, and mixed income developments that are an asset to the community.  We partner with our clients to finding creative solutions to the challenges of real estate development. 

New Construction

Substantial Rehabilitation 

Portfolio Restructuring

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Mosaic staff are well versed in affordable and mixed income housing finance and structuring, strategic planning, HUD and Housing Authority requirements, and public/private partnership. Mosaic provides financial consulting services to government agencies, and nonprofit and for profit developers. 

Financial Consulting

& Government TA

Strategic & Master Planning

Mosaic prepares master plans for strategic real estate development to spark community transformation.  Our approach is grounded in partnership with local stakeholders while leveraging broader resources whether those be best practices, lessons learned from other parts of the world, the experience of state or national nonprofits, or capital.  Our perspectives are rooted in the diversity of our staff who bring a range of professional experiences and backgrounds to this social equity work.

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What People Are Saying

"Since 2006, Mosaic has provided development consulting services to Eden Housing on some of our most challenging projects, including Eden's first multiple property portfolio refinance and rehabilitation.  Through every stage of development - acquisition, financial and legal structuring, design and engineering, construction, and property and asset management - Mosaic has shown the persistence, creativity, and skill necessary to solve the myriad, complex problems that arise in development."

-Linda Mandolini, President

Eden Housing

"In my years of working with Mosaic, I have found Lihbin and her team to be extremely knowledgeable and creative with a keen sense of risk and the ability to push the limits of what is possible.  Their extensive experience in development, financial consulting, and strategic planning ensure they understand the complete picture; this experience is particularly important to overcome difficult and unexpected challenges."

- Ari Beliak, President & CEO 

Merritt Community Capital Corp

KellerPlaza-2028 - John Sutton 2013 (1).
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